Rich Clow — SPARQNOW

At-a-Glance

Managing Director, Head of Innovation and Strategy, Global Payment Solutions at Bank of America
Led Global Consumer Digital Payments Innovation at Citibank, overseeing e-commerce, mobile payments, cross-border, digital partnerships, and emerging blockchain networks.
Responsible for international rollouts of Samsung Pay, Android Pay, Apple Pay, and Citi Pay.
Architected the first branchless bank initiative at Citibank's eCiti division.
Held leadership roles at Citibank and Deutsche Bank, and was a Senior Consultant at Pwc.

Biography

Rich Clow serves as a Managing Director and Head of Innovation and Strategy for Global Payment Solutions at Bank of America. He brings over 25 years of experience, primarily within the financial services industry, focusing on product development, innovation, consumer technology, and consulting.

Throughout his career, Clow has been a key figure in digital transformation within banking. At Citibank, he was the Architect for the first branchless bank initiative within the eCiti division.