Luca Cosentino serves as General Manager & Product at Cross River, a fintech-infrastructure bank. In this role, his practice spans multi-year P&L ownership and scale, product management, business-model repositioning, and new-vertical buildout, with a focus on AI-driven operating leverage in complex and regulated industries. Cross River, backed by investors like a16z, KKR, and T. Rowe Price, powers companies such as Stripe, Coinbase, Revolut, and Intuit.