Dave Girouard is the Founder and CEO of Upstart, an AI lending platform that finances individuals based on signals of their potential, including employment and academic history, moving beyond traditional FICO scores. Upstart was recognized as #12 on Forbes' top 50 most promising artificial intelligence companies of 2019, and Girouard himself was named to Goldman Sachs' Top 100 Intriguing Entrepreneurs for 2020.