Christoph Koster — SPARQNOW

At-a-Glance

CEO at ruya
Founded and scaled a CBUAE-licensed digital bank from zero to over 200,000 customers in two years
Launched the region's first regulated retail crypto investment offering
Built digital asset infrastructure and Banking-as-a-Service rails for fintechs and VASPs
20 years of experience building banks and sovereign investment platforms

Biography

Christoph Koster is a Founder-CEO and regulated-finance operator with two decades of experience in the financial sector. He specializes in building banks, sovereign investment platforms, and digital asset infrastructure across the UAE and Europe.

Koster founded and scaled a CBUAE-licensed and regulated digital bank, growing its customer base from zero to over 200,000 in two years. During this time, he secured full banking and securities (SCA) licenses for the institution.