Abhinav Sherwal is the founder of Recur Club, India's first AI-native debt marketplace, and the creator of AICA, an AI credit analyst. Recur Club has deployed over ₹3,000 Cr and backed more than 2,000 businesses, raising a Series A of $50M in 2025. AICA processes over 200 data points, reconciling GST with banking records and cross-referencing MCA filings to provide a complete credit picture rapidly.